Legal Notice

IMPORTANT NOTICE – TERMS OF USE

Laurentian Bank Financial Group is a diversified financial services provider whose activities extend mainly across Canada. The Laurentian Bank of Canada and its subsidiaries are collectively known as Laurentian Bank Financial Group.
This notice governs the use of the Laurentian Bank Financial Group Internet website and RSS feeds. Please read it carefully before accessing the site or subscribing to Laurentian Bank Financial Group’s RSS feeds. By accessing and using this website and/or subscribing to Laurentian Bank Financial Group’s RSS feeds, you are accepting and agreeing to be bound by, and comply with, these terms of use (the “Terms”). If you do not agree to these Terms, please refrain from accessing or using the site or subscribing to Laurentian Bank Financial Group’s RSS feeds. The Terms may be changed from time to time, without prior notice. The amended Terms shall automatically become effective immediately after they are posted.

 

Information purposes only

The content of the Laurentian Bank Financial Group website (the “website” or the “site”) and Laurentian Bank Financial Group ‘s RSS feeds (the “RSS feeds”) is provided for information purposes only, unless otherwise indicated, and does not constitute an offer to purchase or sell the products or services of Laurentian Bank Financial Group’s subsidiaries or affiliates. This information is not intended as specific investment, financial, accounting, legal or tax advice for any individual and should not be relied on as such. Each user must take into consideration the laws applicable in his/her jurisdiction when evaluating his/her financial position. Calculations or projections are provided for general illustrative purposes only and are not warranted to be accurate or complete.

 

Accuracy and change of information

Information and materials provided on the website and RSS feeds are believed to be accurate when posted. Despite its best efforts, however, Laurentian Bank Financial Group cannot guarantee that they are accurate or complete or that they will be current at all times. Furthermore, Internet software or transmission problems may produce inaccurate or incomplete copies of information and materials that may be downloaded and displayed on a user’s computer.

Laurentian Bank Financial Group reserves the right to modify the information and materials contained in the website without prior notice. You agree to review the said information and materials regularly, and your continued access or use of the site will mean that you agree to any such changes. Laurentian Bank Financial Group reserves the right to discontinue the RSS feeds and/or change or remove the content of the RSS feeds at anytime and with no prior notice, or to require you to discontinue your access to, or use of, the RSS feeds.

You are responsible to cancel RSS feeds if you no longer want to receive updates. You are also responsible to make changes to your subscription preferences. Laurentian Bank Financial Group has no obligation to ensure that you receive RSS feeds and accepts no responsibility or liability in the event that you do not receive them in a timely way, or at all.

The images of persons featured on this site are images of models and are used for illustrative purposes only; none of these images are actual clients of Laurentian Bank Financial Group.

 

Non-solicitation

The description of products and services offered does not constitute solicitation or an offer to purchase or sell any products or services.

 

Confidentiality of client information

As previously mentioned, Laurentian Bank Financial Group subsidiaries comply with regulations related to the protection of personal information and adhere to the Laurentian Bank Privacy Code. This code governs the behaviour of the business lines employees with regard to the accuracy, confidentiality and security of all client information.

We are committed to protecting the security, as well as the confidentiality of personal and financial information within the web server hosting our website and our internal computer systems. You will be protected against fraudulent activity resulting from a breach in computer security for which you are not responsible provided that you do your part which includes, among other things, guarding your password and preventing unauthorized use of your accounts.

 

No warranties

WHILE EVERY EFFORT IS MADE TO ENSURE THAT THE INFORMATION AND MATERIALS CONTAINED IN THE SITE AND THE RSS FEEDS – INCLUDING TEXT, GRAPHICS, LINKS TO OTHER INTERNET RESOURCES OR OTHER ITEMS – IS ACCURATE, THEY ARE PROVIDED ON AN “AS IS”, “WHERE IS” BASIS. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS, OR STATUTORY IS GIVEN BY New Group name, ITS SUBSIDIARIES OR ITS AFFILIATES IN CONJUNCTION WITH THE INFORMATION AND MATERIALS INCLUDING, WITHOUT LIMITATION, THE ACCURACY ADEQUACY, TIMELINESS, MERCHANTABILITY, OPERATION, NON-INFRINGEMENT, USEFULNESS, RELIABILITY AND FITNESS FOR A PARTICULAR PURPOSE OR COMPLETENESS OF THE INFORMATION AND MATERIALS AND EXPRESSLY DISCLAIMS LIABILITY FOR ERRORS OR OMISSIONS IN THIS INFORMATION AND MATERIALS.

Further, Laurentian Bank Financial Group does not represent or warrant that the site or the RSS feeds will be at all times available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or losses of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system. You have sole responsibility for adequate protection and backup of data and/or equipment and to take reasonable and appropriate precautions to scan for computer viruses or other destructive properties.

 

No liability

IN NO EVENT WILL LAURENTIAN BANK FINANCIAL GROUP ITS SUBSIDIARIES OR ITS AFFILIATES BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION: DIRECT OR INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES, LOSSES OR EXPENSES) ARISING IN CONNECTION WITH THIS SITE OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR THE RSS FEEDS OR ANY OTHER READER SERVICES OR USE THEREOF OR INABILITY TO USE BY ANY PARTY, OR ANY POST, TRANSMISSION OR REDISTRIBUTION OF THE CONTENT OF LAURENTIAN BANK FINANCIAL GROUP’S FEEDS BY YOU, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, LINE OR SYSTEM FAILURE, LOSS OF DATA, ANY UNAUTHORIZED USE OR REPRODUCTION OF THE SITE OR THE RSS FEEDS OR THE INFORMATION OR OTHERWISE, EVEN IF LAURENTIAN BANK FINANCIAL GROUP’S OR ITS REPRESENTATIVES ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES OR EXPENSES.

Laurentian Bank Financial Group does not provide, and is not responsible in any way for, any Web browser to access the Laurentian Bank Financial Group website, nor any reader to access RSS feeds. It is your responsibility to review the security and privacy standards, the systems compatibility, and the terms and conditions of your access method.

No endorsement of hyperlinks

Links to other websites from this website or the RSS feeds (or references to products, services or publications other than those of Laurentian Bank Financial Group, its subsidiaries or its affiliates) are for convenience only and are at your own risk. Laurentian Bank Financial Group is not responsible for the content of external websites. No endorsement of any third-party products, services or information is expressed or implied by any information, material or content referred to or included on, or linked from or to this site or the RSS feeds. Such products, services or information are not investigated, verified, monitored, or endorsed by Laurentian Bank Financial Group.

You are responsible for taking the necessary precautions to detect possible viruses and ensuring that any software program accessed through one of the links offered on this site or the RSS feeds is compatible with your computer. You should also ensure that you have up-to-date backup copies of the entire contents of your hard disk before installing software downloaded from these links.

Trademarks

Certain names, graphics, logos, icons, designs, words, titles or phrases at this site may constitute trade names, trademarks or service marks of B2B Bank, Laurentian Bank of Canada, or of third parties of which Laurentian Bank Financial Group is an authorized user. Use of trademarks on this site does not necessarily presume that a licence of any kind has been granted. The ® and ™ symbols designate “registered trademark” and “trademark” respectively.

The trademarks are distinguished from one another and accompanied, at first-time use, with the appropriate trademark symbol: ®, ™, or *. These symbols are keyed below to their respective legend which describes the owner or licensee of the trademark: ® Registered trademark of B2B Bank; ™ Trademark of B2B Bank; * B2B Bank, licensee of trademark; ® Registered trademark of Laurentian Bank of Canada; ™ Trademark of Laurentian Bank of Canada; * Laurentian Bank, licensee of trademark.

® The following is a non-exhaustive list of marks that are registered trademarks of B2B Bank, having been approved and entered on the Trademark Register held by the Trademarks Office (Canadian Intellectual Property Office) under the Trade-marks Act (Canada):

B2B BANK, B2B BANQUE, Banking that works for advisors, La solution bancaire pour les conseillers, Borrowing to invest is smarter than borrowing to spend, Mieux vaut emprunter pour investor qu’emprunter pour dépenser, Borrowing to invest is better than borrowing to spend, Emprunter pour investor est bien mieux que d’emprunter pour dépenser, La banque au service des conseillers

™ The following is a non-exhaustive list of marks that are trademarks of B2B Bank:

B2B Trustco, B2B BANK HIIA, CIIE DE B2B BANQUE, B2B BANK HISA, CEIE DE B2B BANQUE, B2B BANK BUSINESS HISA, CEIE AFFAIRES DE B2B BANK, Banking that works for brokers, La banque au service des courtiers, It’s banking that works – for advisors, The bank at the service of advisors

® The following is a non-exhaustive list of marks that are registered trademarks of Laurentian Bank of Canada, having been approved and entered on the Trademark Register held by the Trade-marks Office (Canadian Intellectual Property Office) under the Trade-marks Act (Canada). Certain of these marks may also be Laurentian Bank property under applicable trade-mark law in foreign jurisdictions:

BLC, BLC SERVICES FINANCIERS, LBC FINANCIAL SERVICES, LAURENTIAN TRUST OF CANADA INC., TRUST LA LAURENTIENNE DU CANADA INC., BANQUE LAURENTIENNE, LAURENTIAN BANK, ARBRE (DESSIN), HOMEOWNER’S KIT, TROUSSE DU PROPRIÉTAIRE

™ The following is a non-exhaustive list of marks that are trademarks of Laurentian Bank of Canada:

LBC, LAURENTIAN BANK OF CANADA, BANQUE LAURENTIENNE DU CANADA, BANQUE LAURENTIENNE DU CANADA & DESSIN, BANQUE LAURENTIENNE DU CANADA LAURENTIAN BANK OF CANADA & DESIGN, LAURENTIAN BANK OF CANADA & DESIGN, LAURENTIAN BANK SECURITIES, VALEURS MOBILIÈRES BANQUE LAURENTIENNE, LAURENTIAN BANK GROUP, LA GROUPE BANQUE LAURENTIENNE, LAURENTIAN TRUST, TRUST LA LAURENTIENNE, LBC TRUST, BLC TRUST

* The following trademarks are exclusive to their respective owner, and used by B2B Bank and/or Laurentian Bank of Canada under license:

INTERAC, PLUS, FUNDSERV, EPOST, POSTEL

Proprietary information

The information contained in the pages of this site and the RSS feeds is the sole property of Laurentian Bank Financial Group and is for your personal informational use only. All information in this site and the RSS feeds is protected under the copyright laws of Canada and in other countries. This information may not be reproduced, in whole or in part, without the written express consent of Laurentian Bank Financial Group. Unauthorized public or commercial use, downloading, storage in any medium, retransmission, redistribution or other reproduction or modification of trade-marks or information contained in this site or the RSS feeds is prohibited and may be a violation of such laws, including trade-mark or copyright laws and could subject the user to legal action.

Laurentian Bank Financial Group does not waive any of its legal rights to information it owns by allowing access to that information through its RSS feeds. You cannot edit or modify any content of Laurentian Bank Financial Group’s RSS feeds. You are only allowed to transmit, post, or redistribute the content of Laurentian Bank Financial Group’s RSS feeds provided that: all such content, including hyperlinks, retains its functionality; no intermediary content or pages are included or inserted in Laurentian Bank Financial Group’s RSS feed content; the content must be attributed to New Group Name’s website, which is the source of Laurentian Bank Financial Group’s RSS feed; and it does not appear that Laurentian Bank Financial Group endorses or promotes in any way a website, cause, idea or service where the content may appear. You will be fully and solely responsible and liable for any such transmission, post, or redistribution.